When we decided to expand JobSearch by building its own office with training space, we knew we would have to borrow the funds, as we did not have a building fund. GTBank, our primary bankers, agreed to lend us over Le420m in April 2018, payable over 18 months. The initial moratorium was three months and was extended by a further three months. The total interest on the loan was over Le75m. When we moved into the office our costs increased significantly. Our staff strength grew